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¹ Student Loan Refinancing & Private Student Loan Rate and Terms Disclosure: Annual Percentage Rates (APR) ranges and examples are based on information provided to Purefy by lenders participating in Purefy’s rate comparison platform. For student loan refinancing, the participating lenders offer fixed rates ranging from 4.49% – 9.74% APR, and variable rates ranging from 5.09% – 9.74% APR. For private student loans, the participating lenders offer fixed rates ranging from 4.42% – 16.99% APR, and variable rates ranging from 4.98% – 16.99% APR. The maximum variable rate for both student loan refinancing and private student loans is 25.00%. Your interest rate will be based on the lender’s requirements. In most cases, lenders determine the interest rates based on your credit score, degree type and other credit and financial criteria. Only borrowers with excellent credit and meeting other lender criteria will qualify for the lowest rate available. The information obtained on this site is based on what participating lenders have provided to Purefy. We do our best to make sure our rates are up to the minute, but your final rate, if eligible, will be confirmed when you apply for a loan with a lender. Lender eligibility criteria and rates may change at any time. Logos and other trademarked items are properties of the lenders and used by permission on this site. This site is not endorsed or affiliated with the U.S. Department of Education. Please note that Purefy is compensated by lenders if you complete the loan process. Purefy reserves the right to modify or discontinue products and benefits at any time without notice. Purefy does not charge any fees for using the comparison platform, and no participating lender charges origination fees or prepayment penalties.

Personal Loans Rate and Terms Disclosure: Rates for personal loans range between 6.99% – 35.99%. APR with terms from 12 to 120 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 12%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 10.43%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 3, 2022, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties. Personal loan services provided through Credible Operations, Inc. 110 Corcoran Street 5th Floor Suite 151, Durham, NC 27701. NMLS# 1681276, “Credible.” Not available in all states. www.nmlsconsumeraccess.org. Please note that Purefy receives compensation from Credible if you complete a personal loan through their platform.

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